on 2023/07/21 by alex1, []

Unless otherwise defined – and also in statistics – the total finished and sold output of a plant during a given period. – See potential labor force, capacity utilization, infrastructure, capital stock, capacity utilization, potential growth, output, output gap, Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes […]

on 2023/07/21 by alex1, []

Unless otherwise defined, this refers to savings banks and cooperative institutes (Volksbanken, Raiffeisenbanken). – See local bank, credit cooperatives. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: info@ekrah.com https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk https://www.jung-stilling-gesellschaft.de/merk/ […]

on 2023/07/21 by alex1, []

Part of operational risk. Conduct risks can be divided into error risks, negligence risks and criminal risks. – An error occurs when the bank – in compliance with internal guidelines and external laws – suffers a loss. The risk of error is therefore caused by human error and includes, above all, input errors, clerical errors […]

on 2023/07/21 by alex1, []

The empirically proven fact that a loss on an investment is felt less strongly by investors if it occurs by the middle of the investment period. In this case, there is still enough time to compensate for the setback. With later losses this possibility is missing. Therefore, numerically equal loss is perceived more painfully now. […]

on 2023/07/21 by alex1, []

In general, all tradeable commercial papers which are backed by assets of the issuer. – In particular, debt instruments backed by payments from a portfolio in which a large number of individual receivables are pooled. At the end of 2007, before the subprime crisis turned into a financial crisis, investors (banks, funds, insurance companies and, […]

on 2023/07/21 by alex1, []

the nominal form of a verb made into a noun] (performance, yield): Often said in older financial literature for yield, to be worthwhile, to bring in something, to earn interest, to yield profit, to yield a return. The word was, however, already contemporarily criticized as an unattractive expression. Attention: The financial encyclopedia is protected by […]

on 2023/07/21 by alex1, []

In the financial sense, the withdrawal of money from a cash register for payment purposes; correspondingly, it is referred to as collection. – The expression was already in the 19, Jht. as Unwort (misnomer: a mistaken or unsuitable term) reprimanded. However, it has been used to some extent up to the present day in addition […]

on 2023/07/21 by alex1, []

Banks in Germany are obliged to report to the Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht) if EX ANTE or EX POST there are indications that transactions violate the prohibition of insider transactions or market manipulation. Reporting a suspicion is an original obligation of an institute which differs from other legal requirements such as the […]

on 2023/07/21 by alex1, []

Said usually of (public) securities where there is no pre-determined issue period. The sale takes place continuously without a time limit. This makes it possible to achieve „noiseless“ (discreet) financing with a relatively constant market burden. – See issuance calendar, tender, limited. Attention: The financial encyclopedia is protected by copyright and may only be used […]

on 2023/07/21 by alex1, []

A bank and in this context often called originator or originating bank – ties together a large number of credit relationships into a pool (portfolio), – separates the credit risk by means of credit derivatives before passing it on to investors – in larger packages (pools; bundles). Prior to this, – the originating bank transfers […]