on 2023/07/21 by alex1, []

In general, the possibility that a company will be unable to make the interest and principal payments due on its outstanding debt within a certain period of time – usually twelve months. – A parameter to be determined within the framework of the internal rating according to Basel II, which provides information on the possible […]

on 2023/07/21 by alex1, []

A payment to companies by the state in the form of a tax abatement or direct cash payment (subsidies) to promote the sale of selected products or all domestically manufactured goods on – foreign markets as a whole or – to specific currency areas, thereby – creating an outlet for domestic overcapacities (which, however, in […]

on 2023/07/21 by alex1, []

A legal or regulatory requirement for banks to post in the banking hall the general terms and conditions and any other information, such as interest rates on deposits. – See haggling. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, […]

on 2023/07/21 by alex1, []

Unless otherwise defined in the economic literature, the sum of all loans by domestic banks to counterparties abroad. In mid-2014, German banks‘ foreign claims amounted to roughly EUR 148 billion, ranking at the top of all banking systems worldwide. This high level of international integration promotes and increases competition. – See foreign loan volume. – […]

on 2023/07/21 by alex1, []

A body of representatives of the insurance industry supervisory authorities from the European Union established in November 2003 with the aim of harmonizing supervisory requirements. The secretariat is located in Frankfurt am Main. – Cf. BaFin Annual Report 2008, p. 41 (survey on the impact of the financial crisis on the insurance industry; minimizing insurers‘ […]

on 2023/07/21 by alex1, []

In the course of the Financial Stability Act (FinStabG; German Financial Stability Act) of November 28, 2012, with the aim of ensuring the cooperation of German authorities in safeguarding financial stability. The AFS comprises three representatives each from the Federal Ministry of Finance, the Federal Financial Supervisory Authority and the Deutsche Bundesbank, as well as […]

on 2023/07/21 by alex1, []

In older literature, often used for claims – of a company against customers for deliveries or a bank for loans granted, as well as – for prepayments to suppliers. – It is wrong to include a company’s own deposits with institutions in outstanding money; in older literature, this was also referred to as credit balances. […]

on 2023/07/21 by alex1, []

A condition in a financial agreement that enables the investor to take back his funds if the result represented is not achieved. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: […]

on 2023/07/21 by alex1, []

In older financial terminology, the arbitrary extortion of money by dishonest officials (the practice of extorting money or other property, particularly by a public official). In Germany, however, such a practice is completely unknown, especially among the police. – That which one earns from a transaction less than was to be expected (an unsatisfactory, disappointing […]

on 2023/07/21 by alex1, []

A public hive-off vehicle (state-run rescue company) for bad loans and toxic securities that has been proposed in various cases, especially in Japan and Sweden. This company could bundle the receivables of distressed institutions, package them as securities and place them on the credit market. Ultimately, however, taxpayers would be asked to pay for the […]