on 2023/07/21 by alex1, []

There is an empirically verifiable positive correlation between growth and employment in industrialized countries. If real economic growth is higher than two percent, employment generally increases by around half a percent in the following year, although not evenly distributed across all sectors. The ECB monitors this development within the framework of the two-pillar principle. – […]

on 2023/07/21 by alex1, []

Phenomenon observed in connection with reserve requirements. If, in the event of a temporary oversupply of central bank money, the overnight rate falls below the interest rate on the price at which a central bank provides short-term liquidity to banks (at the ECB, the main refinancing operation), banks have an incentive to frontload the reserve […]

on 2023/07/21 by alex1, []

Stamp, seal of authenticity (hallmark) on bars of precious metals in general and gold bars in particular (a stamped impression on the surface of a precious metals bar that indicates the producer, serial number, weight, and purity of metal content). The hallmark testifies that the metal comes from a recognized refinery (refinery: an industrial plant […]

on 2023/07/21 by alex1, []

Person responsible for the accounting activities of a company (the corporate officer responsible for the firm’s accounting activities). – See Audit. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: info@ekrah.com […]

on 2023/07/21 by alex1, []

If a bank accepts the early repayment of a loan, it generally charges a fee for this. This is because the institution incurs costs as a result; these are primarily due to the change in long-term liquidity planning. In social platforms (social networks), enraged citizens repeatedly complain about such a payment. Meanwhile, there is also […]

on 2023/07/21 by alex1, []

A bank contractually grants the debtor the right not to start servicing the loan until some time later; in other words, no repayments and interest are due initially. Such tempting newcomer conditions were particularly common in the U.S. real estate market and are considered to be one of the main reasons for the subprime crisis. […]

on 2023/07/21 by alex1, []

Provision in the bylaws of a stock corporation that each member of the supervisory board – CH: administrative board – must own a certain number of shares in the company. There has been much discussion about the advantages and disadvantages of such an ownership clause. Attention: The financial encyclopedia is protected by copyright and may […]

on 2023/07/21 by alex1, []

the balance of expenditure and income during a financial period, where the consumption of value is greater than the increase in value. – See expense. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, […]

on 2023/07/21 by alex1, []

With regard to the financial market, the pressure – on market participants and above all on banks – on central banks and supervisory authorities as well as on various legislators to adapt quickly to changing market conditions in order to avert damage to the national economy. In the wake of the subprime crisis, the ensuing […]

on 2023/07/21 by alex1, []

In older financial terminology, the purchase and sale of securities (by a bank). Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: info@ekrah.com https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk https://www.jung-stilling-gesellschaft.de/merk/ https://www.gerhardmerk.de/