on 2023/07/21 by alex1, []

The fact that in China and Europe, the gross return on investments will decline in the long term. This is because the shrinking workforce means that more capital is used, and the return on this capital thus falls. As a result, there is likely to be an automatic transfer of capital from the aging Western […]

on 2023/07/21 by alex1, []

Share certificates issued by U.S. banks and representing shares in foreign companies (negotiable instruments issued by a U.S. bank and representing the shares that it has acquired in a foreign company listed on a non-US market). In this way, foreign shares can be traded via ADRs – on U.S. stock exchanges and (which is important […]

on 2023/07/21 by alex1, []

Unless otherwise defined, an interest rate swap that allows reductions in the notional principal amount to be made during the term of the swap (an interest rate swap with a decreasing notional principal amount). – See cap, contingent swap, money market segments, term premium, LIBOR spread, reversal, currency swap. Attention: The financial encyclopedia is protected […]

on 2023/07/21 by alex1, []

The possibility for a supervisory authority to order an audit of a bank’s accounts by civil servant auditors, who are also assigned to the supervisory authority if possible, in cases of suspicion. This is common practice in many countries, but not possible in Germany, as there are no civil servant auditors (yet). Attention: The financial […]

on 2023/07/21 by alex1, []

In states with a compulsory foreign exchange economy, the duty of all residents who receive foreign means of payment (also as a gift) to surrender them immediately to the appropriate authority. – See export premium, exposure quota, foreign exchange exemption procedure, foreign exchange offense, forced exchange economy, sursat fee. Attention: The financial encyclopedia is protected […]

on 2023/07/21 by alex1, []

The obligation of citizens to accept the legal tender introduced by the state in the form of coins and notes. – See cash, validation, dollarization, cryptocurrency, money ownership, money functions, money reflux, capital flight, secondary currency, parallel currency, regional money, commodity money, currency, money by halves, means of payment, central bank money, cigarette currency. Attention: […]

on 2023/07/21 by alex1, []

The ratio of operating income (= the quantity of goods and services produced in a period valued in monetary terms; for an institution, roughly the sum of net interest income, net fee and commission income and net trading income) to risk-weighted assets. This ratio provides a clue (clew): an indication which guides one in solving […]

on 2023/07/21 by alex1, []

In a bank, the services for all age groups, for the wide range of customers, such as account management. – See Dinks business, Denture investment, Oldie business, Power-age financial market, Private banking, Silver economy, Wealth management, Woopee business. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without […]

on 2023/07/21 by alex1, []

Formerly a payment for making a feudal estate (fiefdom, feudal tenure) in its entirety or parts of it (arable land) hereditary estate (= allod, from Latin ALLODIUM: freehold). – See Befreiungsgeld, Freikaufgeld, Frongeld, Zinser. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor […]

on 2023/07/21 by alex1, []

An employee who can be deployed in very many, in extreme cases in all, departments of a financial services provider and in each case also copes well with the field of activity (line of action) assigned to him or her. – See jack-of-all-trades, high flyer, high potential, hot spot, infighting, intangibles, job hopper, low performer, […]