on 2023/07/21 by alex1, []

The ratio of operating income (= the quantity of goods and services produced in a period valued in monetary terms; for an institution, roughly the sum of net interest income, net fee and commission income and net trading income) to risk-weighted assets. This ratio provides a clue (clew): an indication which guides one in solving […]

on 2023/07/21 by alex1, []

In a bank, the services for all age groups, for the wide range of customers, such as account management. – See Dinks business, Denture investment, Oldie business, Power-age financial market, Private banking, Silver economy, Wealth management, Woopee business. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without […]

on 2023/07/21 by alex1, []

Formerly a payment for making a feudal estate (fiefdom, feudal tenure) in its entirety or parts of it (arable land) hereditary estate (= allod, from Latin ALLODIUM: freehold). – See Befreiungsgeld, Freikaufgeld, Frongeld, Zinser. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor […]

on 2023/07/21 by alex1, []

An employee who can be deployed in very many, in extreme cases in all, departments of a financial services provider and in each case also copes well with the field of activity (line of action) assigned to him or her. – See jack-of-all-trades, high flyer, high potential, hot spot, infighting, intangibles, job hopper, low performer, […]

on 2023/07/21 by alex1, []

Unless otherwise defined, a special fund with the purpose of providing retirees with an annuity from its earnings. – See Retirement Assets Act, retirement contracts, civil service associations, balance sheet, holistic, arrangement, salary sacrifice, pension fund, rabbi trust, annuity, funded, tontine. – In the monthly statistical supplement „Capital Market Statistics“ of the Deutsche Bundesbank also […]

on 2023/07/21 by alex1, []

In September 2006, the hedge fund Amaranth Advisors LLC lost a good USD 6 billion within one week due to bad speculation on the futures market for natural gas. The reason for the loss was a very high concentration risk as well as misjudgements of relative market price movements in different delivery dates and with […]

on 2023/07/21 by alex1, []

Investment in a company that is still at the stage of its (organizational, technical) development and therefore does not yet generate revenue from sales (sale of the good on the market). – See Seed capital. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University […]

on 2023/07/21 by alex1, []

Unless otherwise defined, the maximum amount agreed between a financial service provider and the customer that may be used for investment within a certain period of time. Corresponding contracts often also include investment objectives (investment goals), namely certain areas in which the client wishes to invest his money. – See investment advice, financial portfolio management. […]

on 2023/07/21 by alex1, []

The ratio of fixed assets to the total assets of an industry or company. If this ratio is higher than the average for the economy as a whole, the industry is said to be asset intensive (as opposed to labor intensive). Because changes in asset intensity indicate structural change in the economy, central banks monitor […]

on 2023/07/21 by alex1, []

Banks in Germany are required by law to inform customers, at the latest before accepting their purchase orders for securities, about the characteristics and risks of the form of investment and to draw their attention to other significant circumstances, e.g., the possibility of limiting orders or minimum purchase requirements. The German Federal Financial Supervisory Authority […]