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All-age products (also said in German)
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2023/07/21 by
alex1, []
In a bank, the services for all age groups, for the wide range of customers, such as account management. – See Dinks business, Denture investment, Oldie business, Power-age financial market, Private banking, Silver economy, Wealth management, Woopee business. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without […]
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Allod money and allodization money (freehold fee)
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2023/07/21 by
alex1, []
Formerly a payment for making a feudal estate (fiefdom, feudal tenure) in its entirety or parts of it (arable land) hereditary estate (= allod, from Latin ALLODIUM: freehold). – See Befreiungsgeld, Freikaufgeld, Frongeld, Zinser. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor […]
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All-rounder and All-round Man (also referred to in German, rarely Rundumbegabter)
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2023/07/21 by
alex1, []
An employee who can be deployed in very many, in extreme cases in all, departments of a financial services provider and in each case also copes well with the field of activity (line of action) assigned to him or her. – See jack-of-all-trades, high flyer, high potential, hot spot, infighting, intangibles, job hopper, low performer, […]
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Pension fund institution (institution for professional retirement provision)
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2023/07/21 by
alex1, []
Unless otherwise defined, a special fund with the purpose of providing retirees with an annuity from its earnings. – See Retirement Assets Act, retirement contracts, civil service associations, balance sheet, holistic, arrangement, salary sacrifice, pension fund, rabbi trust, annuity, funded, tontine. – In the monthly statistical supplement „Capital Market Statistics“ of the Deutsche Bundesbank also […]
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Animal Spirits (also used in German)
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2023/07/21 by
alex1, []
The term is considered in English to be a neologism of the British national economist John Maynard Keynes [1883-1946] from his book „The General Theory of Employment, Interest and Money“ published in 1936). With regard to the financial market, the observation that the actions of market participants cannot always or not exclusively be explained by […]
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Investment (engagement; investment, asset)
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2023/07/21 by
alex1, []
In relation to the financial market – in a very broad sense, any input of owned or borrowed money with the aim of profit making and roughly corresponding to the term engagement. – In a narrower sense, an investment or asset, in relation to a company especially a capital asset. – See investor, portfolio. Attention: […]
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Collective investment method
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2023/07/21 by
alex1, []
Investors participate in a limited partnership as limited partners (partners liable to a fixed amount) or as trustors via a limited partner in trust (company at limited partners). The limited partnership buys and sells financial instruments. Because transactions are ultimately not carried out in one’s own name for the account of third parties (the investors […]
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Investment substitution and asset substitution
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2023/07/21 by
alex1, []
In one area, capital investments are not made in the domestic monetary unit but in a foreign currency. The reasons for this are corresponding expectations regarding the return and risk of the investments in question. – See aging, dollarization, euroization, home bias. Attention: The financial encyclopedia is protected by copyright and may only be used […]
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Asset quality
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2023/07/21 by
alex1, []
In the context of the Financial Soundness Indicators, the ratio of nonperforming loans to total gross loans and the sectoral distribution of loans to total loans. – In connection with European banking supervision, the assessment of the recoverability of items on the asset side of banks‘ balance sheets. The ECB issued a separate manual on […]
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Accelerator, financial (financial accelerator)
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2023/07/21 by
alex1, []
When the central bank increases the money supply and the interest rate falls as a result, CETERIS PARIBUS (among other things: when expectations are positive) investors and the government expand demand. – More orders reach upstream suppliers; – their self-financing capabilities and thus their creditworthiness (Borg strength) increase. – The result is an amplification of […]