on 2023/07/21 by alex1, []

If not defined otherwise, this term refers to purely logically based advice to an investor on how to set up his portfolio in the most favorable way. The instructions, which are usually highly mathematized (mathematically-modeled), generally neglect the crucial tax saving aspects that are extremely important in the decision-making process and are often the only […]

on 2023/07/21 by alex1, []

The effort to protect against sharp changes in the price of securities (and assets in general) by dividing them into different securities. Various portfolio theories model such diversification, some of which are highly mathematized and almost always exclude tax factors. However, it is basically not possible to protect against (even worldwide) pronounced, market-wide price changes […]

on 2023/07/21 by alex1, []

Unless expressly defined otherwise, a debt security with a maturity of between twelve months and five years (bonds with a maturity of between one and five years). Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. […]

on 2023/07/21 by alex1, []

Yield premium (also referred to as interest rate premium and risk premium) of – bonds (of companies) with default risk compared with lower-risk bonds (government bonds with top credit ratings, i.e. securities of countries which, in the opinion of investors, are able and willing to repay the loans they have taken out) of the same […]

on 2023/07/21 by alex1, []

Unless otherwise defined, in banking practice (as a bank-specific term) this refers to the loans of an institution as a whole. Securitization enables a bank to convert these loans at least in part into liquid assets, i.e. central bank money. – See Placement, Great Moderation, Credit Default Swap, Credit Linked Notes, Embedded Value Securitization, InsuranceLinked […]

on 2023/07/21 by alex1, []

In the wake of the Enron scandal in 2001, a term used to describe the fact that accounting does not reflect the course of business, as it should, but rather determines it. – Enron Corporation, headquartered in Houston, Texas, was the result of a mega-merger in 1985. Starting in 1998, it increasingly shifted its focus […]

on 2023/07/21 by alex1, []

In older literature and still currently in Swiss German, a – court clerk (law-clerk), – minute taker (minute taker), and also – registrar and caretaker of the archive (der Repositur; archive) in a company or in an association. – In Germany today, a professional title for a specialist with the task of actuarial clarification of […]

on 2023/07/21 by alex1, []

The offering of all transactions related to monetary transactions (in addition to banking services, especially insurance) – by a single provider alone (then usually with a broad branch network as well as electronic access to the individual lines of business) or – in cooperation with one or more others. – See alliances, cross-border, bankassurance, financial […]

on 2023/07/21 by alex1, []

In coins made of precious metal, the portion of base metal (also called grist; the precious metal was called grain). – See wear, assay stamp, doublé coin, fineness, money, evil, gold price, carat, lot, portfolio, troy ounce, ounce, wardein. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes […]

on 2023/07/21 by alex1, []

Popular name for the Austrian schilling (ISO 4217: ATS), the currency in Austria from 1925 (previously: krone) until entry into the European Monetary Union in 2002, with the subdivision into pennies; the conversion rate was 1 euro = 13.7603 schillings. Attention: The financial encyclopedia is protected by copyright and may only be used for private […]