on 2023/07/21 by alex1, []

A phrase coined by ECB President Mario Draghi in an interview in December 2013 that spread very quickly (dictum: a popular saying). It refers to the fears of inflation among German citizens, who are particularly suspicious of the ECB’s monetary policy. However, fears in Germany that the value of money will be impaired by the […]

on 2023/07/21 by alex1, []

A provider combines, bundles various assets and combines them into a single offering for the customer. This can be securities, insurance or other financial products. – The EU Commission in 2012 presented a draft regulation for the supervision of such offers. Under the Insurance Mediation Directive, which is already in force, insurance mediators must expressly […]

on 2023/07/21 by alex1, []

Statutory regulations for insurance companies relating to the composition of security assets. – Cf. BaFin Annual Report 2007, pp. 78 ff. (new regulations as of year-end 2007), BaFin Annual Report 2008, pp. 85 ff. (composition of risk capital investment ratio, overviews), BaFin Annual Report 2010, pp. 86 f. (amendment of AnlV; new mixing and spreading […]

on 2023/07/21 by alex1, []

A description of how investors in the form of households, companies and institutions invest money, in the form of – theoretical models that show how this could be done in the best possible way with regard to selected variables (e.g. return, security) or – empirical studies that reveal how investors actually decided on the basis […]

on 2023/07/21 by alex1, []

The bond issued by a joint-stock company in which, in addition to interest, the investor is promised a share in the company’s profit if it exceeds a rate specified in the terms of the bond. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University […]

on 2023/07/21 by alex1, []

Items on the asset side of a bank that are exposed to credit, market and/or operational risks (an institution’s assets or off-balance sheet exposures, weighted according to risk). When calculating these, the respective default risk must be determined using certain procedures. If the risk-weighted assets are set in relation to the core capital, the business […]

on 2023/07/21 by alex1, []

In the case of currency options, the underlying is in the usually a specific currency amount. In this case, the at-the-money strike price often does not refer to the price of the underlying on the spot market prevailing at the time of the transaction. Rather, the strike price is based on the current forward price […]

on 2023/07/21 by alex1, []

Contractual agreement commonly used in credit insurance, according to which the policyholder must disclose his debtor (i.e., the customer to whom he is taking out insurance against a credit event) to the insurer for the purpose of any credit assessment above a specified amount (e.g., 50,000 euros). – See probability of default, liability, credit risk, […]

on 2023/07/21 by alex1, []

A committee composed of the various experts of a capital management company, bank or insurance company that meets regularly to discuss purchases and sales of securities and other assets (such as investments, precious metals, real estate, works of art, options). Usually, the investment committee also has decision-making power. – See advisor, asset-liability committee, actuary, investment […]

on 2023/07/21 by alex1, []

The excessive (usually, more than thirty percent) accumulation of a particular asset in a portfolio. Usually, more than thirty percent of such a concentration (an asset making up a substantial part, usually, more than 30 percent, of the investor’s portfolio). – See investment diversification, asset class, investment risk, order fund, risk management, polygon, magic. Attention: […]