on 2023/07/21 by alex1, []

The search for shareholders and proxies to persuade them to vote in unison at a corporation’s annual meeting. This sometimes occurs when a group of shareholders wishes to object to individual presentations by the board of directors (proxy fight may occur if some of the shareholders oppose the corporation’s management). In most recent cases, however, […]

on 2023/07/21 by alex1, []

Interest charged by banks to their borrowers. These must be higher than the deposit interest (credit interest) because, in principle, a bank’s profit lies in the difference between the lending interest and the deposit interest. – See deposit interest, deposit interest, interest, interest margin, interest pass-through. – See the annex entitled „Euro area statistics“ under […]

on 2023/07/21 by alex1, []

In connection with cash card transactions, the negative response to an authorization request from the card-issuing bank. An application authentication cryptogram is created and stored to filter out conspicuous card users. – See authorization, computer payment, money, electronic, ATM lock, wallet, electronic, cash card, money laundering, card authentication, card use file, credit card, network money […]

on 2023/07/21 by alex1, []

In the case of a credit agreement with the bank, a reimbursement for expenses for the use of the institution’s services (a fee charged by the lessor bank used to cover the costs associated with the leasing process). – The amount usually charged by building societies and insurance companies to the customer to cover the […]

on 2023/07/21 by alex1, []

A pejorative term for the fact that investors are often no longer personally connected with a company, as was the case in earlier times with respect to shareholders and lending banks (the investment in a business by investors who will have no contact with the company or workers). Yes, in many cases the investors do […]

on 2023/07/21 by alex1, []

In the case of takeover bids, the possibility for the company concerned to prevent the success of a corresponding bid. Because the rights of shareholders, banks and other market participants are also affected in (almost) every case, the supervisory authorities examine the respective offer procedure with regard to its consistency in accordance with the German […]

on 2023/07/21 by alex1, []

Partial payment of an amount in installments. – The repayment of a debt by payment (the periodic payment of a fixed amount that includes interest and principal). – See loan, bullet, repayment. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard […]

on 2023/07/21 by alex1, []

A bond that accrues interest. However, the accumulated interest is not paid out until the bond is sold (bond on which interest accrues but is not paid to the bondholder until maturity; that is: the interest is added back into the principal and further interest is calculated over the new, larger principal). – See accrual […]

on 2023/07/21 by alex1, []

In the broadest sense, anyone who acts as a supplier or buyer on the financial market, whether a natural person or a legal entity. – Customer who takes out a loan from a bank: a borrower. – Said by financial journalists primarily in the sense of – weighty providers on the financial market, primarily banks, […]

on 2023/07/21 by alex1, []

In the financial market, the representation of an institution abroad (a form of organization frequently used by foreign banks to enter a foreign market, especially in the USA. An agency bank generally may not accept deposits or extend loans in its own name; it acts as agent for the parent bank). The scope of an […]