on 2023/07/21 by alex1, []

A period of time specified by the bank for the purpose of liquidity planning, within which a customer is to dispose of a loan granted to him. – See drawdown risk, prepayment risk, prepayment penalty. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University […]

on 2023/07/21 by alex1, []

A company finances its expansion (almost) exclusively from self-financing (from undistributed profits) or self-financing (funds of the owners). The restriction of the expansion possibilities is accepted in order to – be protected from the influence of banks and – be insensitive to possible distortions on the financial market (financial market turmoils). – In the course […]

on 2023/07/21 by alex1, []

A term that has become less common today for a one-time loan (i.e., a follow-up loan is excluded) from a bank that is paid out immediately in cash. The repayment period is usually more than three years; interest is calculated separately, depending on the contract. – See acquisition loan, cash loan, blank loan, loan, debt […]

on 2023/07/21 by alex1, []

the sequential mechanical processing of transactions or transfers from one end of the payment chain to the other, including the creation, confirmation, clearing and settlement of the instructions associated with a payment order (documentation). – See settlement systems, business continuity programs, cash management, Euroclear, clearing house, automated, remote access, capital transfer system, electronic, retail payments, […]

on 2023/07/21 by alex1, []

The ability to reduce (income) tax liability by deducting items allowed by tax law from taxable gross income (the reduction in income tax that results from taking an allowable deduction from taxable gross income). Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor […]

on 2023/07/21 by alex1, []

In the philosophy of money, this term, borrowed from Aristotelian philosophy, refers to the fact that money consists in itself: it does not itself have any compelling force to do anything. Money is neither good nor evil, but ethically neutral. The decisive factor is solely the choice a money owner makes with the means of […]

on 2023/07/21 by alex1, []

Nachbesprechung): Unless otherwise defined, an internal bank meeting at which the results of transactions are discussed critically. The term seems to have entered the financial language from the military vocabulary. – See audit, super audit, transaction monitoring. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express […]

on 2023/07/21 by alex1, []

All measures to influence the primary production sector of an economy (agriculture, forestry and fisheries), often subdivided into – market and price policy, – agricultural social policies and – agricultural framework policy. – Because every human being depends on the repeated consumption of agricultural products to maintain his or her existence, price sensitivity is extremely […]

on 2023/07/21 by alex1, []

stock): A security representing a share in a company, in Germany a stock corporation [AG] or a partnership limited by shares [KGaA] (an equity investment that represents ownership in a company). The issuance of shares is referred to as an issue (Begebung). Shares that are issued together are referred to as a tranche. Shares are […]

on 2023/07/21 by alex1, []

The sale and purchase of shares through all distribution channels. – The ECB publishes detailed statistics on the issue and turnover of listed shares in the euro area. – For information on the collection of these statistics and their information content, see the ECB’s Monthly Bulletin of January 2004, pp. 20 ff. and the annex […]